Buying A Home Against The Odds-Bankruptcy, Foreclosure, Short Sale, Collection Accounts, Judgements, Tax Liens, Repossessions- Call Us! Programs Available.

Ready for a Fresh Start? Obstacles holding you back? Let us our team show you how to qualify for your next home...

The Buyer's Program is designed for those who want to buy a home but are unsure how to overcome some obstacles to achieve the goal- and just need some guidance and path forward. We are excited to announce that The Petry Team has joined with Encompass Lending Group, Cornerstone Division! Once enrolled into the Buyer's Program - we can use our 31+ years in Real Estate experience and state of the art system tools and lending guidelines to help our clients better prepare themselves for the home buying process. Encompass Lending Group, Cornerstone Division (ELG Home Loans) specializes in lower score loans, VA loans, First Time Home Buyer loans, Down Payment Assistance Loans, Closing Cost assistance, FHA loans and more. Through Encompass Lending Group, Cornerstone Division, we are able to offer our clients one on one consultations in the privacy of their own home. We utilize systems that allow your private computer to connect to the lending system. Through this, we can show you the plan to raise your score or realign your credit- no guess work involved- you can see what we see and know exactly what the suggestions we make will do for you. You have nothing to lose. The Program is FREE if you are committed to working with The Petry Team and Encompass Lending Group, Cornerstone Division throughout the entire process of your home purchase. Ready to see what options you have? You can start the review process here with Encompass Lending Group, Cornerstone Division.

Want to see what we are about? Check us out on Facebook and see what homes we have to offer- and more details. You can Follow us on Facebook and see what you think or if you are ready to begin the process, you can complete and online application here and we will reach out to you right away.

Each and every client of ours has a unique story and situation... we want to hear your story...

Want more info? Allow me to offer you several ways to communicate with us- You can call /text us at (540)809-7548, click here to schedule an online Teams Meeting (just enter your preferred method of contact in the "other' field), Or complete the questionnaire below and email or text it to The Petry Team. Email to Bernasells2u@aol.com and/or text to (540)809-7548. We are ready, willing, and able to assist you - and if for some reason we can't, we can maybe offer some other suggestions for housing in the Virginia area.

1. What is your name?

2. What is your phone number?

3. What is the best way to reach you? Best time to reach you?

4. Where do you want to live?

5. Do you want to rent, rent-to-own or buy? What is your goal?

6. How many bedrooms and bathrooms do you need?

7. What price range are you looking in? Monthly rent amount? Monthly mortgage amount?

8. What is your total household income prior to taxes?

9. Are you currently renting? If so, How long? How much is the rent?

10. Are you eligible for a VA loan?

11. Do you have monies set aside for deposits and such?

12. Do you have any pets? If so, how many and what kind?

13. What is your target date for moving?

14. How would you describe your credit score? Do you know what the score is?

15. Have you filed for bankruptcy within the past five years? If so, when was it discharged?

16. Have you experienced a foreclosure within the past three years? When was it foreclosed? What is the property address?

17. Do you have good rental history for the past twenty-four months?

18. Are you currently being evicted?

19. Have you been evicted or had an unlawful detainer filed against you? When was it filed and where was the rental located?

20. What other information do you consider important when considering your information?

Thanks!

The Petry Team

Berna Petry, MLO, NMLS #1725229

Encompass Lending Group, Cornerstone Division NMLS #292897

Featured picture for the property VAPW2073918

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Featured picture for the property VASP2023474

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Featured picture for the property VAFB2005208

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Featured picture for the property VASP2015968

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