**Worried About Low Credit Scores? Late Payments? Judgments? Repossessions? Bankruptcy?
We’ve Got Your Back! You Can Still Achieve Your Dream of Homeownership!**
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Attend A Buyer's Seminar In Your Local Area Geared Toward Our Rent-To-Own Program or Buying Against All Odds- Obstacles and All
Click Here to See Locations and Dates Available- and Don't Forget to RSVP
***OR**
You don’t need perfect credit to buy a home. We specialize in helping individuals with all types of credit histories, including those who have faced financial challenges. Whether you’ve had late payments, collections, repossessions, or even a bankruptcy, there are still pathways to homeownership—let us show you how!
Our Programs Are Designed for YOU:
Home Buyer Programs:
We offer a range of flexible options to help you secure your home, no matter your credit score. Let’s find a solution that fits your unique financial situation.
Rent-to-Own Programs:
If you need a little more time to get your credit or savings in order, a Rent-to-Own option can be the perfect way to move towards ownership while renting.
Follow us on Facebook for more Specific Details About Specific Homes and Opportunities
Bankruptcy-Friendly Options (Chapter 7 & Chapter 13):
If you’ve filed for bankruptcy, don’t let that stop you! We’ll guide you through programs designed for people with prior bankruptcies, so you can get back on track to homeownership.
Your Road to Homeownership Starts Here!
Perfect credit isn’t required to become a homeowner, just the right support and plan. We’re here to provide that support and walk you through each step of the process.
Reach out today to explore your options and take the first step toward owning your home!
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You would be surprised at how many of our clients come to us with less than perfect credit and low scores thinking they HAVE NO OPTION… but MUST RENT again… Think again........
Have Doubts? Call Us Today For More Details…We have helped hundreds of Families Buy or Rent A Home when Nobody Else Would or Could Help……The Petry Team (540) 571-1516
Recent Sales
**Due to lack of space, I will post my story in three (3) parts** (Part 1) My issue was taxes that developed into a Chapter 13 Bankruptcy. I took a new job with a higher salary and a great new outlook and decided to move cross-country from California to the DC area. After my family and I got back on our feet and were financially ready to find a home we ran into one …
-Lawrence and Family, Client
****Continued*** (Part 3) In the end, my family is living in a place that turns out to better than anything we ever expected. I will absolutely let Bill and Berna help us purchase a house when the time is right. I can’t possibly state enough what a blessing it was to find Bill and Berna with Ratterree Realty. Our prayers have been answered and thank you so much for …
-Lawrence and Family, Client
(Part 1) I would highly recommend Berna Able to anyone looking to repair credits or purchase a home. My journey started back in June 2012 when my credit score was not perfect and I have used several credit repair agencies that promise to help but instead, scammed me for the money. My sister-in-law, who has used Berna as an agent and credit repairs, referred me. I …
-Tony and Ann, Client
Bill and Berna made our dream of home ownership come true! They worked hard to find us a lender, and they worked hard to make things move forward for us. We are thankful to have our first home and were very happy with their services.
-Mr. & Mrs. Perch, Client
Great Team!
-ZZ, Client


