**Worried About Low Credit Scores? Late Payments? Judgments? Repossessions? Bankruptcy?
We’ve Got Your Back! You Can Still Achieve Your Dream of Homeownership!**
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Attend A Buyer's Seminar In Your Local Area Geared Toward Our Rent-To-Own Program or Buying Against All Odds- Obstacles and All
Click Here to See Locations and Dates Available- and Don't Forget to RSVP
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You don’t need perfect credit to buy a home. We specialize in helping individuals with all types of credit histories, including those who have faced financial challenges. Whether you’ve had late payments, collections, repossessions, or even a bankruptcy, there are still pathways to homeownership—let us show you how!
Our Programs Are Designed for YOU:
Home Buyer Programs:
We offer a range of flexible options to help you secure your home, no matter your credit score. Let’s find a solution that fits your unique financial situation.
Rent-to-Own Programs:
If you need a little more time to get your credit or savings in order, a Rent-to-Own option can be the perfect way to move towards ownership while renting.
Follow us on Facebook for more Specific Details About Specific Homes and Opportunities
Bankruptcy-Friendly Options (Chapter 7 & Chapter 13):
If you’ve filed for bankruptcy, don’t let that stop you! We’ll guide you through programs designed for people with prior bankruptcies, so you can get back on track to homeownership.
Your Road to Homeownership Starts Here!
Perfect credit isn’t required to become a homeowner, just the right support and plan. We’re here to provide that support and walk you through each step of the process.
Reach out today to explore your options and take the first step toward owning your home!
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You would be surprised at how many of our clients come to us with less than perfect credit and low scores thinking they HAVE NO OPTION… but MUST RENT again… Think again........
Have Doubts? Call Us Today For More Details…We have helped hundreds of Families Buy or Rent A Home when Nobody Else Would or Could Help……The Petry Team (540) 571-1516
Featured Properties
Recent Sales
I had the pleasure of working with Bill and Berna for many months while shopping for a new home for my daughter and I. They were very patient, courteous, and kind through the entire home-buying process. They showed me the best homes for my budget and lifestyle. They did an outstanding job negotiating with the seller’s agent and stayed dedicated to getting me the best …
-Francine B., Client
My wife and I would highly recommend Berna Able with Ratterree and Associates. She has proven to be a very knowledgeable, realible Realator. Mrs Able is a professional, courteous, realiabe and supportive of her clients. She returns calls and answers questions of her clients. We thank you Berna for helping us to find our dream home Robert & Betty
-Robert and Betty Jones (Posted 2012), Client
I was a first time home owner and was a bit intimidated by the entire process. Bill and Berna quickly made me feel at ease and were so detailed with each step. They were extremely professional and such an ease to work with. I was surprised how quickly things moved along and the experience was so enjoyable. I would HIGHLY recommend them to any and everyone I know who …
-Bernadette B., Other
This week, we have approved 4 new buyers who didn't think they could own. One had late payments and collections as recent as last month, another experienced a short sale one year ago, the third has open collections and can buy without paying them--with his VA loan, and the last one had a bankruptcy, foreclosure and open collection accounts after the bankruptcy - but …
-Berna, Other
I had the pleasure of working with Bill and Berna on multiple occasions on my investment properties, they are not just a realtor who helps you market your property, they give you professional advice, pros and cons and try to help the clients in the best possible way. I will never hesitate to call them when I need some help and advice. I recommend both of them for …
-Prakash Banavar, Client


