Buying A Home Against The Odds-Bankruptcy, Foreclosure, Short Sale, Collection Accounts, Judgements, Tax Liens, Repossessions- Call Us! Programs Available.

**Worried About Low Credit Scores? Late Payments? Judgments? Repossessions? Bankruptcy?

We’ve Got Your Back! You Can Still Achieve Your Dream of Homeownership!**

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Attend A Buyer's Seminar In Your Local Area Geared Toward Our Rent-To-Own Program or Buying Against All Odds- Obstacles and All

Click Here to See Locations and Dates Available- and Don't Forget to RSVP

***OR**

Schedule a One On One Teams Meeting and We Can Demonstrate How We Can Best Help YOU Navigate the Housing Industry and Lending Programs...

You don’t need perfect credit to buy a home. We specialize in helping individuals with all types of credit histories, including those who have faced financial challenges. Whether you’ve had late payments, collections, repossessions, or even a bankruptcy, there are still pathways to homeownership—let us show you how!

Our Programs Are Designed for YOU:

Home Buyer Programs:
We offer a range of flexible options to help you secure your home, no matter your credit score. Let’s find a solution that fits your unique financial situation.

Rent-to-Own Programs:
If you need a little more time to get your credit or savings in order, a Rent-to-Own option can be the perfect way to move towards ownership while renting.

Follow us on Facebook for more Specific Details About Specific Homes and Opportunities

Bankruptcy-Friendly Options (Chapter 7 & Chapter 13):
If you’ve filed for bankruptcy, don’t let that stop you! We’ll guide you through programs designed for people with prior bankruptcies, so you can get back on track to homeownership.

Your Road to Homeownership Starts Here!

Perfect credit isn’t required to become a homeowner, just the right support and plan. We’re here to provide that support and walk you through each step of the process.

Reach out today to explore your options and take the first step toward owning your home!

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You would be surprised at how many of our clients come to us with less than perfect credit and low scores thinking they HAVE NO OPTION… but MUST RENT again… Think again........

Have Doubts? Call Us Today For More Details…

We have helped hundreds of Families Buy or Rent A Home when Nobody Else Would or Could Help……

The Petry Team (540) 571-1516

Recent Sales

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$518,000

LOUISA, VA

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$366,000

LOUISA, VA

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Featured picture for the property VASP2026846

$420,000

FREDERICKSBURG, VA

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Featured picture for the property VAFB2005368

$2,400 / mo

FREDERICKSBURG, VA

beds

baths

View More Sales

My wife and I would highly recommend Berna Able with Ratterree and Associates. She has proven to be a very knowledgeable, realible Realator. Mrs Able is a professional, courteous, realiabe and supportive of her clients. She returns calls and answers questions of her clients. We thank you Berna for helping us to find our dream home Robert & Betty

-Robert and Betty Jones (Posted 2012), Client

Working with Bill and Berna Petry was a pleasure. When I first contacted the Petry Team I wasn't sure whether or not my credit scores were good enough to purchase a home right away so I was inquiring about their other programs that they offer but, once Berna and I spoke, she gathered my information, talked it over with her loan officer and find out that I could buy a home …

-S. Grigsby, Client

Berna Able is a class act- professional, knowledgeable and consistent. We're fortunate to have her on our side during this process- selling our first home and buying our new home. She is the best real estate professional we have ever met. (Oct 2012) Chris and Kim A

-Chris and Kim Arrington, Client

I have known Berna for about six years and she has been a tremendous blessing to our family. Moving from Detroit, Michigan to Virginia was a good move and Berna and her office of professionals helped make the transition possible. I was tired of commuting back and forth, and missed my family in Detroit. After so much turmoil to finally land on our feet here in Virginia …

-P. Simmons (Posted 2012), Client

After a month of trying to rent my house out on my own, I turned to Berna. I had a poor experience with another realtor recently so I was hesitant to hand things over to Berna and Bill but I am so glad I did! Berna was able to quickly find a tenant for my property with just one open house! And not only a tenant, but a rent to own tenant which is exactly what I was hoping …

-Lisa Hodge, Client

Featured Properties

Recent Sales

Bill and Berna Petry

Communities Served