Buying A Home Against The Odds-Bankruptcy, Foreclosure, Short Sale, Collection Accounts, Judgements, Tax Liens, Repossessions- Call Us! Programs Available.

**Worried About Low Credit Scores? Late Payments? Judgments? Repossessions? Bankruptcy?

We’ve Got Your Back! You Can Still Achieve Your Dream of Homeownership!**

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Attend A Buyer's Seminar In Your Local Area Geared Toward Our Rent-To-Own Program or Buying Against All Odds- Obstacles and All

Click Here to See Locations and Dates Available- and Don't Forget to RSVP

***OR**

Schedule a One On One Teams Meeting and We Can Demonstrate How We Can Best Help YOU Navigate the Housing Industry and Lending Programs...

You don’t need perfect credit to buy a home. We specialize in helping individuals with all types of credit histories, including those who have faced financial challenges. Whether you’ve had late payments, collections, repossessions, or even a bankruptcy, there are still pathways to homeownership—let us show you how!

Our Programs Are Designed for YOU:

Home Buyer Programs:
We offer a range of flexible options to help you secure your home, no matter your credit score. Let’s find a solution that fits your unique financial situation.

Rent-to-Own Programs:
If you need a little more time to get your credit or savings in order, a Rent-to-Own option can be the perfect way to move towards ownership while renting.

Follow us on Facebook for more Specific Details About Specific Homes and Opportunities

Bankruptcy-Friendly Options (Chapter 7 & Chapter 13):
If you’ve filed for bankruptcy, don’t let that stop you! We’ll guide you through programs designed for people with prior bankruptcies, so you can get back on track to homeownership.

Your Road to Homeownership Starts Here!

Perfect credit isn’t required to become a homeowner, just the right support and plan. We’re here to provide that support and walk you through each step of the process.

Reach out today to explore your options and take the first step toward owning your home!

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You would be surprised at how many of our clients come to us with less than perfect credit and low scores thinking they HAVE NO OPTION… but MUST RENT again… Think again........

Have Doubts? Call Us Today For More Details…

We have helped hundreds of Families Buy or Rent A Home when Nobody Else Would or Could Help……

The Petry Team (540) 571-1516

Recent Sales

Featured picture for the property VASP2037810

$380,000

FREDERICKSBURG, VA

beds

baths

Featured picture for the property VASP2037840

$370,000

SPOTSYLVANIA, VA

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Featured picture for the property VASP2029454

$620,000

FREDERICKSBURG, VA

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Featured picture for the property VACV2006872

$335,000

RUTHER GLEN, VA

beds

baths

View More Sales

Bill and Berna made our dream of home ownership come true! They worked hard to find us a lender, and they worked hard to make things move forward for us. We are thankful to have our first home and were very happy with their services.

-Mr. & Mrs. Perch, Client

Bill and Berna Petry were the best. While transitioning from Florida to Virginia, Bill and Berna Petry made the process of buying a house extremely easy and efficient. This was my 3rd time purchasing a house and the experience they have as a team was fundamental to an easy process and final completion of my house purchase. I can unreserved;y and wholeheartedly …

-Joseph Heffern, Client

I would highly recommended Berna Able to anyone looking to purchase a house. After several attempts at trying to get approved in the home buying process and being turned down, me and my husband were beginning to give up. After being introduced to Berna through a family member, things begun to take a new turn. She took her time and explained the house buying process. My …

-T.Banks, Client

****Continued*** (Part 3) In the end, my family is living in a place that turns out to better than anything we ever expected. I will absolutely let Bill and Berna help us purchase a house when the time is right. I can’t possibly state enough what a blessing it was to find Bill and Berna with Ratterree Realty. Our prayers have been answered and thank you so much for …

-Lawrence and Family, Client

Though our home search. Both Bill and Berna were right there not matter what the question or concern was. They helped us through the entire process of buying our home. Coming from bankruptcy and low credit scores they worked with us to insure we found a great home to blend out families. Thank you for all your help.

-Angelina and William, Client

Featured Properties

Recent Sales

Bill and Berna Petry

Communities Served