Buying A Home Against The Odds-Bankruptcy, Foreclosure, Short Sale, Collection Accounts, Judgements, Tax Liens, Repossessions- Call Us! Programs Available.

**Worried About Low Credit Scores? Late Payments? Judgments? Repossessions? Bankruptcy?

We’ve Got Your Back! You Can Still Achieve Your Dream of Homeownership!**

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Attend A Buyer's Seminar In Your Local Area Geared Toward Our Rent-To-Own Program or Buying Against All Odds- Obstacles and All

Click Here to See Locations and Dates Available- and Don't Forget to RSVP

***OR**

Schedule a One On One Teams Meeting and We Can Demonstrate How We Can Best Help YOU Navigate the Housing Industry and Lending Programs...

You don’t need perfect credit to buy a home. We specialize in helping individuals with all types of credit histories, including those who have faced financial challenges. Whether you’ve had late payments, collections, repossessions, or even a bankruptcy, there are still pathways to homeownership—let us show you how!

Our Programs Are Designed for YOU:

Home Buyer Programs:
We offer a range of flexible options to help you secure your home, no matter your credit score. Let’s find a solution that fits your unique financial situation.

Rent-to-Own Programs:
If you need a little more time to get your credit or savings in order, a Rent-to-Own option can be the perfect way to move towards ownership while renting.

Follow us on Facebook for more Specific Details About Specific Homes and Opportunities

Bankruptcy-Friendly Options (Chapter 7 & Chapter 13):
If you’ve filed for bankruptcy, don’t let that stop you! We’ll guide you through programs designed for people with prior bankruptcies, so you can get back on track to homeownership.

Your Road to Homeownership Starts Here!

Perfect credit isn’t required to become a homeowner, just the right support and plan. We’re here to provide that support and walk you through each step of the process.

Reach out today to explore your options and take the first step toward owning your home!

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You would be surprised at how many of our clients come to us with less than perfect credit and low scores thinking they HAVE NO OPTION… but MUST RENT again… Think again........

Have Doubts? Call Us Today For More Details…

We have helped hundreds of Families Buy or Rent A Home when Nobody Else Would or Could Help……

The Petry Team (540) 571-1516

Recent Sales

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$3,700 / mo

BEALETON, VA

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$570,000

STAFFORD, VA

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$575,550

FREDERICKSBURG, VA

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Featured picture for the property VAFB2005208

$2,400 / mo

FREDERICKSBURG, VA

beds

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View More Sales

"Berna went above and beyond from what was expected of her. She is a very caring real estate agent and I felt very fortunate to have her assist me with the home buying process in this new market! Being a previous home buyer, many things have changed and as issues arose, she was first at bat to overcome it and make sure the process went as smoothly as possible. Thank you …

-Jenny Bagwell (posted 2013), Client

My wife and I would highly recommend Berna Able with Ratterree and Associates. She has proven to be a very knowledgeable, realible Realator. Mrs Able is a professional, courteous, realiabe and supportive of her clients. She returns calls and answers questions of her clients. We thank you Berna for helping us to find our dream home Robert & Betty

-Robert and Betty Jones (Posted 2012), Client

Bill and Berna Petry are truly a "DREAM TEAM"!! The did the unexpected and got us our home that we never thought we would own. They were truly heaven sent and made some miracles happen. It started out rough and we were very frustrated and almost gave up and in fact was filing bankruptcy but God said different. They are very determined to help someone get into a home …

-Chambers Family, Client

This week, we have approved 4 new buyers who didn't think they could own. One had late payments and collections as recent as last month, another experienced a short sale one year ago, the third has open collections and can buy without paying them--with his VA loan, and the last one had a bankruptcy, foreclosure and open collection accounts after the bankruptcy - but …

-Berna, Other

I have recommended Bill and Berna Petry to everyone that is thinking of purchasing a home. From day one when my son recommended them to me, they treated me like family. They were with us through out the entire process of buying our home. They made the experience of buying a home very easy and pain free. All questions were answered and explained in full details. They …

-Donald Cowles, Client

Featured Properties

Recent Sales

Bill and Berna Petry

Communities Served