Buying A Home Against The Odds-Bankruptcy, Foreclosure, Short Sale, Collection Accounts, Judgements, Tax Liens, Repossessions- Call Us! Programs Available.

**Worried About Low Credit Scores? Late Payments? Judgments? Repossessions? Bankruptcy?

We’ve Got Your Back! You Can Still Achieve Your Dream of Homeownership!**

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Attend A Buyer's Seminar In Your Local Area Geared Toward Our Rent-To-Own Program or Buying Against All Odds- Obstacles and All

Click Here to See Locations and Dates Available- and Don't Forget to RSVP

***OR**

Schedule a One On One Teams Meeting and We Can Demonstrate How We Can Best Help YOU Navigate the Housing Industry and Lending Programs...

You don’t need perfect credit to buy a home. We specialize in helping individuals with all types of credit histories, including those who have faced financial challenges. Whether you’ve had late payments, collections, repossessions, or even a bankruptcy, there are still pathways to homeownership—let us show you how!

Our Programs Are Designed for YOU:

Home Buyer Programs:
We offer a range of flexible options to help you secure your home, no matter your credit score. Let’s find a solution that fits your unique financial situation.

Rent-to-Own Programs:
If you need a little more time to get your credit or savings in order, a Rent-to-Own option can be the perfect way to move towards ownership while renting.

Follow us on Facebook for more Specific Details About Specific Homes and Opportunities

Bankruptcy-Friendly Options (Chapter 7 & Chapter 13):
If you’ve filed for bankruptcy, don’t let that stop you! We’ll guide you through programs designed for people with prior bankruptcies, so you can get back on track to homeownership.

Your Road to Homeownership Starts Here!

Perfect credit isn’t required to become a homeowner, just the right support and plan. We’re here to provide that support and walk you through each step of the process.

Reach out today to explore your options and take the first step toward owning your home!

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You would be surprised at how many of our clients come to us with less than perfect credit and low scores thinking they HAVE NO OPTION… but MUST RENT again… Think again........

Have Doubts? Call Us Today For More Details…

We have helped hundreds of Families Buy or Rent A Home when Nobody Else Would or Could Help……

The Petry Team (540) 571-1516

Recent Sales

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****Continued*** (Part 3) In the end, my family is living in a place that turns out to better than anything we ever expected. I will absolutely let Bill and Berna help us purchase a house when the time is right. I can’t possibly state enough what a blessing it was to find Bill and Berna with Ratterree Realty. Our prayers have been answered and thank you so much for …

-Lawrence and Family, Client

We, my husband and I never thought we would be able to afford or qualify for a house, let alone our dream home. Bill and Berna is the dream team. I couldn't have done this with anyone else. Despite all the issues with our less than perfect credit, lack of credit, and other issues they were able to work with us to qualify. I worked closely with Berna to get my credit where …

-Cindy Powell, Client

Berna Able is in a class by herself with regards to the professionalism she brings to the real estate industry. She treats her clients with the upmost respect and they always come first. I have worked with Berna for almost a decade and the reason I cherish our relationship is because of how she treats everyone and keeps all parties involved in the transaction on task to …

-Adam Newman, Colleague

They are kind, patient and very professional, they not only help you find the home of your dreams! but they share knowledge with you of how to build your credit, so that without a doubt you will qualify to purchase the home of your dreams, they are loyal to you until the key to your home is placed into your hands, they do a job well done! We have worked with them in the …

-Donna Haitston , Client

Relocating from Denmark, Europe to the United States is extremely nerve-racking in the first place. Secondly you will have to deal with quite a different realtor market, laws and procedures. And most importantly how to overcome the credit score issue since no foreigners have a credit history at all - at least not one that can be mirrored from their home country. I …

-Daniel Dyrvig, Client

Featured Properties

Recent Sales

Bill and Berna Petry

Communities Served