**Worried About Low Credit Scores? Late Payments? Judgments? Repossessions? Bankruptcy?
We’ve Got Your Back! You Can Still Achieve Your Dream of Homeownership!**
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Attend A Buyer's Seminar In Your Local Area Geared Toward Our Rent-To-Own Program or Buying Against All Odds- Obstacles and All
Click Here to See Locations and Dates Available- and Don't Forget to RSVP
***OR**
You don’t need perfect credit to buy a home. We specialize in helping individuals with all types of credit histories, including those who have faced financial challenges. Whether you’ve had late payments, collections, repossessions, or even a bankruptcy, there are still pathways to homeownership—let us show you how!
Our Programs Are Designed for YOU:
Home Buyer Programs:
We offer a range of flexible options to help you secure your home, no matter your credit score. Let’s find a solution that fits your unique financial situation.
Rent-to-Own Programs:
If you need a little more time to get your credit or savings in order, a Rent-to-Own option can be the perfect way to move towards ownership while renting.
Follow us on Facebook for more Specific Details About Specific Homes and Opportunities
Bankruptcy-Friendly Options (Chapter 7 & Chapter 13):
If you’ve filed for bankruptcy, don’t let that stop you! We’ll guide you through programs designed for people with prior bankruptcies, so you can get back on track to homeownership.
Your Road to Homeownership Starts Here!
Perfect credit isn’t required to become a homeowner, just the right support and plan. We’re here to provide that support and walk you through each step of the process.
Reach out today to explore your options and take the first step toward owning your home!
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You would be surprised at how many of our clients come to us with less than perfect credit and low scores thinking they HAVE NO OPTION… but MUST RENT again… Think again........
Have Doubts? Call Us Today For More Details…We have helped hundreds of Families Buy or Rent A Home when Nobody Else Would or Could Help……The Petry Team (540) 571-1516
Featured Properties
Recent Sales
Bill and Berna worked with me to find a home for my family in a neighborhood that I absolutely love. I look forward to using their team next year through the buying process and I would recommend them to anyone looking for a professional team for guidance.
-A. Jackson, Client
****Continued*** (Part 3) In the end, my family is living in a place that turns out to better than anything we ever expected. I will absolutely let Bill and Berna help us purchase a house when the time is right. I can’t possibly state enough what a blessing it was to find Bill and Berna with Ratterree Realty. Our prayers have been answered and thank you so much for …
-Lawrence and Family, Client
Berna and Bill are the not only the greatest real estate team, they are amazing wonderful people to. I have never felt so cared about in the world of customer relations, they truly work hard to help you into your new home. We started in the 500's of a credit score, and we were after our dream home, we felt it would never happen, but after all was said and done Berna got …
-The Gwinner's, Client
I would HIGHLY recommend Berna and her team. She worked a miracle for our family when we relocated recently and we couldn't be happier with how it worked out. We are very grateful we found Berna and are very, very happy in our home!
-Stephanie Russell, Client
I had the pleasure of working with Bill and Berna for many months while shopping for a new home for my daughter and I. They were very patient, courteous, and kind through the entire home-buying process. They showed me the best homes for my budget and lifestyle. They did an outstanding job negotiating with the seller’s agent and stayed dedicated to getting me the best …
-Francine B., Client


