Ready for a Fresh Start? Obstacles holding you back? Let us our team show you how to qualify for your next home...
In our office we have three programs available. They are specifically designed to assist those families with troubled credit. They are 'The Rental Program', 'The Buyer's Program', and the 'Rent-To-Own Program'. Each program is created to work hand in hand with the other.
The Rental Program is designed for those who only intend to live in the home for a specific period of time such as 12 to 36 months. If you have positive rental history and sufficient income- let us help you to get approved for your next home. Ask us how...
The Buyer's Program is designed for those who want to buy a home but are unsure how to overcome some obstacles to achieve the goal- and just need some guidance and path forward. We are excited to announce that The Petry Team has joined with Encompass Lending Group, Cornerstone Division! Once enrolled into the Buyer's Program - we can use our 31+ years in Real Estate experience and state of the art system tools and lending guidelines to help our clients better prepare themselves for the home buying process. Encompass Lending Group, Cornerstone Division (ELG Home Loans) specializes in lower score loans, VA loans, First Time Home Buyer loans, Down Payment Assistance Loans, Closing Cost assistance, FHA loans and more. Through Encompass Lending Group, Cornerstone Division, we are able to offer our clients one on one consultations in the privacy of their own home. We utilize systems that allow your private computer to connect to the lending system. Through this, we can show you the plan to raise your score or realign your credit- no guess work involved- you can see what we see and know exactly what the suggestions we make will do for you. You have nothing to lose. The Program is FREE if you are committed to working with The Petry Team and Encompass Lending Group, Cornerstone Division throughout the entire process of your home purchase. Ready to see what options you have? You can start the review process here with Encompass Lending Group, Cornerstone Division.
The Rent-To-Own program is designed for those who want to buy within the next year or two but need to move now. Instead of renting for 12-24 months and move again into a home that you own, you can choose from our rent-to-own homes and work toward owning it with our team and preferred lenders via credit realignment and special loan programs. This is also a good option if you know your current situation is going to change for the better - such as a pay raise or bonus that is anticipated. You can rent until your situation changes and than go to settlement on your new home.
We have recently made some improvements in this area as well. We have partnered with another company that will buy a home and rent it to you for up to 5 years. During the 5 year period, you have the option to purchase it - but are not obligated to.
The Rent-To-Own Program does require the same screening process as the Buyer's Program- to insure the success of the transaction.
Want to see what Rent-To-Own options we might have? Start the review process here.
Each and every client of ours has a unique story and situation... we want to hear your story...
To talk to one of our team members ASAP - please call or text one of the following numbers: (540) 809-7548 or (703) 772-7630 or to get a package and more information - answer the following questions in an email and one of our team members will respond ASAP:
1. What is your name?
2. What is your phone number?
3. What is the best way to reach you? Best time to reach you?
4. Where do you want to live?
5. Do you want to rent, rent-to-own or buy? What is your goal?
6. How many bedrooms and bathrooms do you need?
7. What price range are you looking in? Monthly rent amount? Monthly mortgage amount?
8. What is your total household income prior to taxes?
9. Are you currently renting? If so, How long? How much is the rent?
10. Are you eligible for a VA loan?
11. Do you have monies set aside for deposits and such?
12. Do you have any pets? If so, how many and what kind?
13. What is your target date for moving?
14. How would you describe your credit score? Do you know what the score is?
15. Have you filed for bankruptcy within the past five years? If so, when was it discharged?
16. Have you experienced a foreclosure within the past three years? When was it foreclosed? What is the property address?
17. Do you have good rental history for the past twenty-four months?
18. Are you currently being evicted?
19. Have you been evicted or had an unlawful detainer filed against you? When was it filed and where was the rental located?
20. What other information do you consider important when considering your information?
Thanks!
The Petry Team
**Please note - that the rental program and rent-to-own program require positive rental history. Evaluation of your file by our team and local lenders is FREE - However, depending on the complexity of your file and the program selected - there may be a fee for that service.
$2,550 / mo
3
4
Fredericksburg, VA
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$1,850 / mo
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4
RUTHER GLEN, VA
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3
FREDERICKSBURG, VA
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3
LOCUST GROVE, VA
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